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Terms and Conditions

Last updated: January 1, 2025

1. Acceptance of Terms

By accessing and using Value Vision Club ("we", "us", "our") website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Value Vision Club provides educational content, resources, and information about personal finance and investing. Our services include:

• Free educational articles and guides
• Newsletter with finance education content
• Community discussions and learning resources
• General information about financial concepts

3. Educational Content Only

4. User Responsibilities

As a user of our services, you agree to:

• Use the information for educational purposes only
• Not rely on our content as investment advice
• Consult qualified professionals for investment decisions
• Respect other community members
• Not share false or misleading information
• Comply with all applicable laws and regulations

5. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Value Vision Club and is protected by copyright and other intellectual property laws. You may not:

• Reproduce, distribute, or display our content without permission
• Use our content for commercial purposes
• Modify or create derivative works from our content

6. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

7. Limitation of Liability

Value Vision Club shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

• Use or inability to use our services
• Investment decisions made based on our educational content
• Loss of profits, data, or other intangible losses
• Unauthorized access to or alteration of your data

8. Disclaimers

Our services are provided "as is" without warranties of any kind. We disclaim all warranties, express or implied, including but not limited to:

• Warranties of merchantability and fitness for a particular purpose
• Accuracy, reliability, or completeness of information
• Uninterrupted or error-free service

9. Prohibited Uses

You may not use our services:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information

10. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page. Your continued use of our services after any modifications constitutes acceptance of the new terms.

12. Governing Law

These terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes shall be subject to the jurisdiction of the courts in Ghaziabad, Uttar Pradesh.

13. Contact Information